News Feature Analysis ”Beyond Eastern borders : Exploring 2024 Asia Pacific payment trends”

 Group 3

● Raita Juliah
● Saniya Idfih Yanti
● Virna Mustika

Class​: 7A2 

Link News: https://www.thejakartapost.com/opinion/2023/12/14/beyond-eastern-borders-exploring-2024-asia-pacific-payment-trends.html

 

NEWS ANALYSIS

 

Headline​: Beyond eastern borders: Exploring 2024 Asia Pacific payment trends

Byline​​: Tristan Chiapppini

Date​​: December 14th 2023

Picture provided with caption

Lead/Opening Paragraph: The year 2023 has gone by in a flash but, as usual in the world of payments, things haven’t stood still - particularly in the fast-paced and fragmented Asia Pacific payments landscape. Statista forecasts that 61.4 percent of global e-commerce revenue will be generated in Asia by 2024.

Head: 5W+1H

1. What:

In the world of payments, things haven’t stood still - particularly in the fast-paced and fragmented Asia Pacific payments landscape

 

2. Who: -

 

3. When: The year in 2023 and will be generated in Asia by 2024

 

4. Where: In the World, Asia Pacific. 

 

5. Why:

The purpose of the further adoption of mobile technology and digital wallets across the region has accelerated demand for cashless payments faster than ever before, and in turn, greatly improved financial inclusion.

6. How:

By Exploring 2024 Asia Pacific payment trends, how the buyers can pay anything with easy ways. 2024 will see a major push of the use of these interconnected national real-time payments platforms into e-commerce applications allowing consumers to use their locally preferred national platform to purchase goods and services from merchants who in turn get cheaper real time settlement.  

 

 

 

Language Feature

1. Past Tense: “The year 2023 has gone by in a flash but, as usual in the world of payments, things haven’t stood still - particularly in the fast-paced and fragmented Asia Pacific payments landscape.”
2. Descriptive language: “Blockchain and the use of biometrics in authorizing payments are two of the technological trends that we expect to see grow within the payments ecosystem and will help to redefine the way payments work, making payments faster and greener.”
3. Causal language: “This is largely due to government support and adoption strategies and underpinned by India’s instant real-time payment system, Unified Payments Interface (UPI) which, according to PwC, accounts for over 75 percent of digital retail payments in the country.”
4. Temporal: “The year 2023 has gone by in a flash but, as usual in the world of payments, things haven’t stood still - particularly in the fast-paced and fragmented Asia Pacific payments landscape.” 

“For example, in India digital payment transaction volumes have already rapidly accelerated post-pandemic, and are expected to grow four times by 2026-2027.”

5. Third person point of view: “The central bank in Singapore has announced plans to pilot the live issuance and use of wholesale central bank digital currencies (CBDCs) next year to facilitate real-time cross-border payments and settlements”

 

 

 

 

 

Documentation of group discussion

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